Core Financial Advisory Services

Gateway Comprehensive Financial Advisory Services Company

Gateway Asset Management offers
comprehensive financial advisory services

Headquartered in Saint Louis, Missouri and operating in all 50 States and internationally, Gateway Asset Management provides comprehensive financial advisory services for investors, financial institutions, law firms, other advisory firms and regulatory agencies. We understand the profitability, origination, underwriting, funding and servicing of consumer and commercial financial assets. We believe in intimately overseeing the complete origination and investment cycle.

Positive organizational impact

With over a century of experience in the financial services industry, our senior management team can positively impact your organization’s needs. Gateway’s specialized services include third party independent loan review and valuation, asset resolution and workout resources, loss share audits, risk grade reviews, and institutional restructures. As a client, you will have direct access to our integrated modeling strategies and remediation oversight from a seasoned team of industry experts. We have been through multiple cycles and know how to maximize recovery. Gateway will provide concise solutions with CEO, COO and CFO level of attention to breadth of strategy, overall compliance with company goals and follow through down to the smallest detail.

Fully customized advisory services

Gateway advisory services are fully customized to meet the unique needs of the client. Gateway provides advice to Board of Directors and Executive Leadership teams on strategic direction and planning. Gateway can evaluate entire loan portfolios and provide analysis including core asset identification and buy/sell decisions including loss analysis and price indications including loan sale preparation and marketing support. Portfolio analysis can isolate known and potential problem areas as well as providing support of high quality portfolios pointing to the mitigating risk factors. Gateway performs stress testing and detailed analysis of sub-portfolios such as Option Arms, Interest Only, Investor properties, Home Equity and HELOCs.

Gateway Asset Management additional services include:

• forensic underwriting analysis for litigation as a Consulting Expert or Expert Witness on Commercial and Consumer assets
servicing and special servicer platform review and evaluations
• outsourcing and in-sourcing review and analysis
• mortgage company acquisition due diligence
• branch rationalization and sales strategy
• NIM maximization
• product profitability
• project management including 100 day plans for new investments
• identification of key performance measurements, indicators and dash board reports
• information systems review including new system recommendation and implementation
• strategic alternatives review and recommendations
• financial review, analysis, projections and pro-forma
• enterprise risk management review
• capital adequacy evaluation
ALLL methodology and adequacy including existing model validation and improvement recommendations
• regulatory action response including Cease and Desist(C&D), Memorandum of Understanding(MOU) and Prompt Corrective Action(PCA)
• warehouse lender reviews
• benchmarking
• business plan creation
• market research, competitor analysis and sales strategy
• human resource consulting including identification, acquisition, recommendation and augmentation
• compensation review
• fair value and day 1 credit marks on entire portfolios and individual loan pools

Gateway Loss Share Specialized Consulting

Gateway Asset Management has developed specialized consulting related to Loss Share Agreements. Drawing on our dynamic experience in portfolio evaluation and loan review, Gateway is an invaluable partner in the loss share process, through our Gateway Loss Share Consulting Service division.

Loss share audit and loss share consulting

One requirement of a Loss Share Agreement is that a Bank must perform an independent audit of their process and handling of the Loss Share loans, submitting reports to the FDIC within 90 days of year end. Gateway Loss Share Consulting Service offers both loss share audit and loss share consulting to set up and management the loss share program.