Portfolio Evaluations and Due Diligence Services
Gateway provides custom advisory solutions and portfolio evaluations for all classifications of commercial and consumer assets, specializing in: • M & A and Transaction Support – Credit due diligence for bank mergers, acquisitions, and capital raises. • Loss Modeling – Analysis of loan portfolios for potential loan-level losses and credit marks under several economic stress scenarios.
Comprehensive Portfolio Evaluation & Due Diligence
Gateway has evaluated portfolios providing a thorough analysis of strengths, weaknesses, rewards and opportunities. We have been engaged for due diligence and portfolio evaluation advisory services by over 500 FDIC Insured institutions, providing guidance to investment bankers, private equity, Bank boards, CEOs and CFOs of those institutions.
We have analyzed over $1 Trillion of specific pools of performing, under-performing and distressed commercial and consumer assets Assets owned by institutions under regulatory guidance from the OCC, Federal Reserve, FDIC and State Regulatory Agencies.
Our Portfolio Evaluation & Due Diligence Services
Our services can be engaged for short-term analysis/advice or for longer-term with ongoing oversight of primary and special servicing activities. The services we offer are menu-driven and can be tailored to each customer's needs.
Portfolio Acquisition Due Diligence
Comprehensive evaluation of loan portfolios prior to acquisition, including credit quality assessment, risk grading, and price indication support.
Performing Portfolio Evaluations
In-depth analysis of performing portfolios to identify strengths, isolate risk concentrations, and provide comfort to regulators and stakeholders.
Under-Performing & Distressed Asset Review
Detailed review of under-performing and distressed commercial and consumer assets with actionable resolution strategies.
Core Asset Identification
Analysis to identify core versus non-core assets, supporting buy/sell decisions and strategic portfolio management.
Loss Analysis & Price Indications
Quantitative loss analysis and fair value price indications for individual loan pools and entire portfolios.
Loan Sale Preparation & Marketing Support
End-to-end support for loan sale processes including data tape preparation, marketing materials, and buyer interface.
Ongoing Oversight & Special Servicing Review
Longer-term engagements providing ongoing oversight of primary and special servicing activities to maximize recovery.
Ready to Discuss Your Portfolio Evaluation Needs?
Contact our team to learn how Gateway Asset Management can provide customized due diligence and portfolio evaluation solutions for your institution.