Bruce Crittenden

Mr. Crittenden has been in the financial services industry for over 50 years. He has been involved in starting businesses in the mortgage and credit card industry, managing both consumer and commercial businesses and managing turnaround efforts with large diverse companies.

He has worked extensively in credit risk management, modeling, production management and collection of distressed mortgage assets. Mr. Crittenden's past experience includes restructuring large multi-product line companies, building collection centers for subprime mortgage assets and creating new origination channels for both prime and subprime assets.

He has had senior level management responsibility for 50 billion dollars of assets in 50 states. He is well versed in all areas of distressed asset management and restructuring.